Deduct points only for fumbles lost, not total fumbles

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If a football player puts the ball on the ground, but he — or a teammate — recovers the fumble, there’s no harm, no foul there.

On the other hand, if a ball carrier loses possession of the football and the defense recovers, that’s a game-changing play that should be penalized.

Don’t let your league penalize players for fumbling the ball; only if it’s a “lost fumble” should he be deducted points.